编者按:留学贷款的利率按照中国人民银行规定的同期贷款利率执行。贷款期限在一年以内(含一年)的,实行合同利率;贷款期限在一年以上的,遇法定利率调整,于次年的三月十五日起,按相应的利率档次执行新的利率,实行分段计息。贷款期限在一年以内(含一年)的,应一次性还清贷款本息,实行利随本清;贷款期限在一年以上的,应以每半年为一期,按期等额偿还贷款本息。
留学贷款的利率按照中国人民银行规定的同期贷款利率执行。贷款期限在一年以内(含一年)的,实行合同利率;贷款期限在一年以上的,遇法定利率调整,于次年的三月十五日起,按相应的利率档次执行新的利率,实行分段计息。
贷款期限在一年以内(含一年)的,应一次性还清贷款本息,实行利随本清;贷款期限在一年以上的,应以每半年为一期,按期等额偿还贷款本息。
同时规定:
1、每期还本付息日为每公历年度的三月十五日和九月十五日;
2、每笔贷款最后到期日为还本付息日(即:三月十五日或九月十五日),但贷款期限最长不超过六年(含六年);
3、贷款发放日如不是上述还本付息日,则借款人应在贷款发放日后的第一个还本付息日只付息不还本,按贷款实际占用天数偿付贷款利息,自第一个还本付息日之后,按上述公式计算每期应还本息额。
更多关于出国留学金融服务——留学贷款利率的计算的文章
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[CMS] Template Running Error, click here to learn more.
Exception message: SYS info: MySQL Query Error
Time: 2015-7-24 9:14am
Script:
SQL: SELECT i2.NodeID,i2.ContentID,i2.State,i2.URL,i.IndexID,i.PublishDate,i.Type,i.Sort,i.Pink, c.* FROM cmsware_content_index i,cmsware_content_index i2 ,cmsware_publish_ c where (UNIX_TIMESTAMP() >= i.PublishDate) AND i.ParentIndexID=i2.IndexID AND i2.IndexID =c.IndexID AND i2.State=1 AND i.State!=-1 AND i2.Type!=3 AND i.IndexID='95996'
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Errno.: 1146
Error code: 256
-- Backtrace --
(): TemplateError.handler
/home/htdocs/cms/include/lib/kDB/lib/mysql_error.php(42): trigger_error
/home/htdocs/cms/include/lib/kDB/lib/mysql.php(120): require
/home/htdocs/cms/include/lib/kDB/lib/mysql.php(111): mysql.halt
/home/htdocs/cms/include/lib/kDB/lib/mysql.php(435): mysql.query
/home/htdocs/cms/include/lib/kDB/driver/db.php(57): mysql.getRow
/home/htdocs/cms/include/lib/kDB/kDB.php(66): db.getRow
/home/htdocs/cms/include/cms.func.php(610): kDB.getRow
/home/htdocs/cms/sysdata/templates_c/%%c_^@templates@uker@article@visa@article.html(176): CMS_CONTENT
/home/htdocs/cms/include/lib/kTemplate/kTemplate.class.php(256): include
/home/htdocs/cms/include/lib/kTemplate/kTemplate.class.php(359): kTemplate._fetch
/home/htdocs/cms/setting/pager/default.php(376): kTemplate.fetch
/home/htdocs/cms/include/admin/publishAdmin.class.php(1637): include
/home/htdocs/cms/include/admin/publishAdmin.class.php(1102): publishAdmin.publishMakeHtml
/home/htdocs/cms/admin/admin_task.php(363): publishAdmin.refresh
[CMS] Template Running Error, click here to learn more.
Exception message: mysql_fetch_array(): supplied argument is not a valid MySQL result resource
Error code: 2
-- Backtrace --
(): TemplateError.handler
/home/htdocs/cms/include/lib/kDB/lib/mysql.php(436): mysql_fetch_array
/home/htdocs/cms/include/lib/kDB/driver/db.php(57): mysql.getRow
/home/htdocs/cms/include/lib/kDB/kDB.php(66): db.getRow
/home/htdocs/cms/include/cms.func.php(610): kDB.getRow
/home/htdocs/cms/sysdata/templates_c/%%c_^@templates@uker@article@visa@article.html(176): CMS_CONTENT
/home/htdocs/cms/include/lib/kTemplate/kTemplate.class.php(256): include
/home/htdocs/cms/include/lib/kTemplate/kTemplate.class.php(359): kTemplate._fetch
/home/htdocs/cms/setting/pager/default.php(376): kTemplate.fetch
/home/htdocs/cms/include/admin/publishAdmin.class.php(1637): include
/home/htdocs/cms/include/admin/publishAdmin.class.php(1102): publishAdmin.publishMakeHtml
/home/htdocs/cms/admin/admin_task.php(363): publishAdmin.refresh
Error:The IndexID
,96003,95996,95994,95995,95992, you have set does not exist!
[CMS] Template Running Error, click here to learn more.
Exception message: SYS info: MySQL Query Error
Time: 2015-7-24 9:14am
Script:
SQL: SELECT i2.NodeID,i2.ContentID,i2.State,i2.URL,i.IndexID,i.PublishDate,i.Type,i.Sort,i.Pink, c.* FROM cmsware_content_index i,cmsware_content_index i2 ,cmsware_publish_ c where (UNIX_TIMESTAMP() >= i.PublishDate) AND i.ParentIndexID=i2.IndexID AND i2.IndexID =c.IndexID AND i2.State=1 AND i.State!=-1 AND i2.Type!=3 AND i.IndexID='95994'
Error: Table 'cms.cmsware_publish_' doesn't exist
Errno.: 1146
Error code: 256
-- Backtrace --
(): TemplateError.handler
/home/htdocs/cms/include/lib/kDB/lib/mysql_error.php(42): trigger_error
/home/htdocs/cms/include/lib/kDB/lib/mysql.php(120): require
/home/htdocs/cms/include/lib/kDB/lib/mysql.php(111): mysql.halt
/home/htdocs/cms/include/lib/kDB/lib/mysql.php(435): mysql.query
/home/htdocs/cms/include/lib/kDB/driver/db.php(57): mysql.getRow
/home/htdocs/cms/include/lib/kDB/kDB.php(66): db.getRow
/home/htdocs/cms/include/cms.func.php(610): kDB.getRow
/home/htdocs/cms/sysdata/templates_c/%%c_^@templates@uker@article@visa@article.html(176): CMS_CONTENT
/home/htdocs/cms/include/lib/kTemplate/kTemplate.class.php(256): include
/home/htdocs/cms/include/lib/kTemplate/kTemplate.class.php(359): kTemplate._fetch
/home/htdocs/cms/setting/pager/default.php(376): kTemplate.fetch
/home/htdocs/cms/include/admin/publishAdmin.class.php(1637): include
/home/htdocs/cms/include/admin/publishAdmin.class.php(1102): publishAdmin.publishMakeHtml
/home/htdocs/cms/admin/admin_task.php(363): publishAdmin.refresh
[CMS] Template Running Error, click here to learn more.
Exception message: mysql_fetch_array(): supplied argument is not a valid MySQL result resource
Error code: 2
-- Backtrace --
(): TemplateError.handler
/home/htdocs/cms/include/lib/kDB/lib/mysql.php(436): mysql_fetch_array
/home/htdocs/cms/include/lib/kDB/driver/db.php(57): mysql.getRow
/home/htdocs/cms/include/lib/kDB/kDB.php(66): db.getRow
/home/htdocs/cms/include/cms.func.php(610): kDB.getRow
/home/htdocs/cms/sysdata/templates_c/%%c_^@templates@uker@article@visa@article.html(176): CMS_CONTENT
/home/htdocs/cms/include/lib/kTemplate/kTemplate.class.php(256): include
/home/htdocs/cms/include/lib/kTemplate/kTemplate.class.php(359): kTemplate._fetch
/home/htdocs/cms/setting/pager/default.php(376): kTemplate.fetch
/home/htdocs/cms/include/admin/publishAdmin.class.php(1637): include
/home/htdocs/cms/include/admin/publishAdmin.class.php(1102): publishAdmin.publishMakeHtml
/home/htdocs/cms/admin/admin_task.php(363): publishAdmin.refresh
Error:The IndexID
,96003,95996,95994,95995,95992, you have set does not exist!
[CMS] Template Running Error, click here to learn more.
Exception message: SYS info: MySQL Query Error
Time: 2015-7-24 9:14am
Script:
SQL: SELECT i2.NodeID,i2.ContentID,i2.State,i2.URL,i.IndexID,i.PublishDate,i.Type,i.Sort,i.Pink, c.* FROM cmsware_content_index i,cmsware_content_index i2 ,cmsware_publish_ c where (UNIX_TIMESTAMP() >= i.PublishDate) AND i.ParentIndexID=i2.IndexID AND i2.IndexID =c.IndexID AND i2.State=1 AND i.State!=-1 AND i2.Type!=3 AND i.IndexID='95995'
Error: Table 'cms.cmsware_publish_' doesn't exist
Errno.: 1146
Error code: 256
-- Backtrace --
(): TemplateError.handler
/home/htdocs/cms/include/lib/kDB/lib/mysql_error.php(42): trigger_error
/home/htdocs/cms/include/lib/kDB/lib/mysql.php(120): require
/home/htdocs/cms/include/lib/kDB/lib/mysql.php(111): mysql.halt
/home/htdocs/cms/include/lib/kDB/lib/mysql.php(435): mysql.query
/home/htdocs/cms/include/lib/kDB/driver/db.php(57): mysql.getRow
/home/htdocs/cms/include/lib/kDB/kDB.php(66): db.getRow
/home/htdocs/cms/include/cms.func.php(610): kDB.getRow
/home/htdocs/cms/sysdata/templates_c/%%c_^@templates@uker@article@visa@article.html(176): CMS_CONTENT
/home/htdocs/cms/include/lib/kTemplate/kTemplate.class.php(256): include
/home/htdocs/cms/include/lib/kTemplate/kTemplate.class.php(359): kTemplate._fetch
/home/htdocs/cms/setting/pager/default.php(376): kTemplate.fetch
/home/htdocs/cms/include/admin/publishAdmin.class.php(1637): include
/home/htdocs/cms/include/admin/publishAdmin.class.php(1102): publishAdmin.publishMakeHtml
/home/htdocs/cms/admin/admin_task.php(363): publishAdmin.refresh
[CMS] Template Running Error, click here to learn more.
Exception message: mysql_fetch_array(): supplied argument is not a valid MySQL result resource
Error code: 2
-- Backtrace --
(): TemplateError.handler
/home/htdocs/cms/include/lib/kDB/lib/mysql.php(436): mysql_fetch_array
/home/htdocs/cms/include/lib/kDB/driver/db.php(57): mysql.getRow
/home/htdocs/cms/include/lib/kDB/kDB.php(66): db.getRow
/home/htdocs/cms/include/cms.func.php(610): kDB.getRow
/home/htdocs/cms/sysdata/templates_c/%%c_^@templates@uker@article@visa@article.html(176): CMS_CONTENT
/home/htdocs/cms/include/lib/kTemplate/kTemplate.class.php(256): include
/home/htdocs/cms/include/lib/kTemplate/kTemplate.class.php(359): kTemplate._fetch
/home/htdocs/cms/setting/pager/default.php(376): kTemplate.fetch
/home/htdocs/cms/include/admin/publishAdmin.class.php(1637): include
/home/htdocs/cms/include/admin/publishAdmin.class.php(1102): publishAdmin.publishMakeHtml
/home/htdocs/cms/admin/admin_task.php(363): publishAdmin.refresh
Error:The IndexID
,96003,95996,95994,95995,95992, you have set does not exist!
[CMS] Template Running Error, click here to learn more.
Exception message: SYS info: MySQL Query Error
Time: 2015-7-24 9:14am
Script:
SQL: SELECT i2.NodeID,i2.ContentID,i2.State,i2.URL,i.IndexID,i.PublishDate,i.Type,i.Sort,i.Pink, c.* FROM cmsware_content_index i,cmsware_content_index i2 ,cmsware_publish_ c where (UNIX_TIMESTAMP() >= i.PublishDate) AND i.ParentIndexID=i2.IndexID AND i2.IndexID =c.IndexID AND i2.State=1 AND i.State!=-1 AND i2.Type!=3 AND i.IndexID='95992'
Error: Table 'cms.cmsware_publish_' doesn't exist
Errno.: 1146
Error code: 256
-- Backtrace --
(): TemplateError.handler
/home/htdocs/cms/include/lib/kDB/lib/mysql_error.php(42): trigger_error
/home/htdocs/cms/include/lib/kDB/lib/mysql.php(120): require
/home/htdocs/cms/include/lib/kDB/lib/mysql.php(111): mysql.halt
/home/htdocs/cms/include/lib/kDB/lib/mysql.php(435): mysql.query
/home/htdocs/cms/include/lib/kDB/driver/db.php(57): mysql.getRow
/home/htdocs/cms/include/lib/kDB/kDB.php(66): db.getRow
/home/htdocs/cms/include/cms.func.php(610): kDB.getRow
/home/htdocs/cms/sysdata/templates_c/%%c_^@templates@uker@article@visa@article.html(176): CMS_CONTENT
/home/htdocs/cms/include/lib/kTemplate/kTemplate.class.php(256): include
/home/htdocs/cms/include/lib/kTemplate/kTemplate.class.php(359): kTemplate._fetch
/home/htdocs/cms/setting/pager/default.php(376): kTemplate.fetch
/home/htdocs/cms/include/admin/publishAdmin.class.php(1637): include
/home/htdocs/cms/include/admin/publishAdmin.class.php(1102): publishAdmin.publishMakeHtml
/home/htdocs/cms/admin/admin_task.php(363): publishAdmin.refresh
[CMS] Template Running Error, click here to learn more.
Exception message: mysql_fetch_array(): supplied argument is not a valid MySQL result resource
Error code: 2
-- Backtrace --
(): TemplateError.handler
/home/htdocs/cms/include/lib/kDB/lib/mysql.php(436): mysql_fetch_array
/home/htdocs/cms/include/lib/kDB/driver/db.php(57): mysql.getRow
/home/htdocs/cms/include/lib/kDB/kDB.php(66): db.getRow
/home/htdocs/cms/include/cms.func.php(610): kDB.getRow
/home/htdocs/cms/sysdata/templates_c/%%c_^@templates@uker@article@visa@article.html(176): CMS_CONTENT
/home/htdocs/cms/include/lib/kTemplate/kTemplate.class.php(256): include
/home/htdocs/cms/include/lib/kTemplate/kTemplate.class.php(359): kTemplate._fetch
/home/htdocs/cms/setting/pager/default.php(376): kTemplate.fetch
/home/htdocs/cms/include/admin/publishAdmin.class.php(1637): include
/home/htdocs/cms/include/admin/publishAdmin.class.php(1102): publishAdmin.publishMakeHtml
/home/htdocs/cms/admin/admin_task.php(363): publishAdmin.refresh